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Pension consolidation and Review from Trusted Advisers

Planning to consolidate or review your pension to maximise returns?

  • Achieve your financial goals through astute investment advice from one of our expert advisers.
  • Increase the size of your ‘pension pot’ so you retire comfortably.
  • Feel empowered to take control of your investments and shape the plan of your pension fund or portfolio.

People who receive financial advice are typically £40,000 better-off with financial advice*

*International Longevity Centre UK survey

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As featured in

David has been my financial advisor for over 10 years. He has always been available to give wise counsel on any matter that concerns me and offers a straight forward opinion and appropriate action. He remains up to date with current issues within the world of business and finance and every time I meet with him, I am reassured again that I am in the most capable and reliable hands. I recommend David to anyone seeking professional financial opinion.

Dr J McCullagh, London

I found the experience a friendly and simple one. Not sure if there anything that could have been done better. The investment and pension advice I have been given and subsequently have taken will take time yet to prove its worth, however the process was easy to understand and so far, the return has been amazing. I would certainly recommend John, and have already done so to quite a few people.

Maureen Yates, Beverley

John, we've found your advice to be always appropriate to our needs, presented professionally, but with an easy and friendly manner. You have assisted us with investing in our best interests and we are grateful of your help.

Mr & Mrs Da Costa, NE Lincs

We can help you with all your pensions, or pension consolidation requirements:

  • No matter how big or small your current pension, our advisers can help your investments work harder for you
  • We’ll only ever recommend the best pension investment approach to suit your circumstances at the best possible cost
  • We expose the hidden costs in the market to improve your underlying investment returns
  • We look at the most tax-efficient ways to contribute or take money out of your pension

Why lifestyle financial planning?

Lifestyle planning is tailored advice that understands your values, goals, and aspirations not only for your retirement future, but also the journey right now. Flying Colours was created to help our customers achieve and benefit from careful planning. We work with you to understand your ambitions, ideals, experiences and the impact you would like to have on those around you.

Chief Investment Officer and Chief Executive

The following three things will make a significant difference to influencing your financial future.


Work to a plan.
At its most basic, this means understanding how much you should save and how much you should spend to make your life financially efficient and make sure you are preparing to meet your future ambitions.


Gap analysis.
This involves really understanding your goals, ideals and hidden aspirations. We use tools to help understand where you are compared to where you expected to be, in terms of home, career, lifestyle, health and leisure. This enables us to build a plan with you to manage any gaps or redress the ambitions.


A clear picture and expected future state.
You will have a clear picture of what your future lifestyle will look like and we will maintain the plan to keep this on track with annual reviews or more frequently if you prefer. You can even monitor your investment and plan with your own Flying Colours App.

Lifestyle Financial Planning

Some of the most significant life events that impact financial decisions may result in significant outcomes later in life depending on advice taken and guidance implemented.


buy first home


change job


get married


have children


upsize house


kids leave home


change job

Broken Heart


Cocktails In The Sun


Heart Rate

long term care

Our Services

Lifestyle Financial Planning
Investment Planning
Retirement and Pensions Planning
Inheritance Tax and Estate Planning
Later Life and Long Term Care
Protection and Insurance

Our leadership

"My mission is to improve the returns of the average UK investor, through attacking the hidden costs and the value of independent financial advice."

Guy Myles, CEO and founder

Guy started Flying Colours in early 2016 determined to offer consumers a better value way to access financial advice and investment management. In 2000, Guy co-founded Octopus Investments, growing the company from start-up to market leader with over £6bn of assets under management for more than 50,000 customers. Prior to that, Guy worked as a fund manager for Mercury Asset Management where he was responsible for over $1 Billion in US Equities.

Our national hubs near you

Locate our IFAs near you

Call us on 0333 241 9900

Monday 8:30am - 8:00pm
Tuesday 8:30am - 7:00pm
Wednesday 8:30am - 7:00pm
Thursday 8:30am - 8:00pm
Friday 8:30am - 5:00pm
Saturday closed - Closed
Sunday closed - Closed

We operate nationally with our extensive network of financial planners. Our main office hubs are detailed below with many advisers located in between.

Our locations on a map

Would you like a free initial consultation?

How we care for you:

  • We are authorised and regulated by the Financial Conduct Authority.
  • Independent - we are not restricted to what we can offer you and research the whole of the market to find the best products available
  • You will always speak to a person, not an answer machine
  • We put you first as first priority
  • We always act in your best interest
  • We are covered by the Financial Compensation Scheme (FCSC)
  • We offer an initial consultation entirely at our cost with no pressure to proceed
  • We believe it is important to be clear and transparent with all our fees and charges that will apply to our services - no surprises!

Book with one of our Financial Planners

The first step is to speak to an advice professional. Use the form to book a free financial consultation.

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